Mike is a 42-year-old writer. In the midst of a career change, Mike learns that he has the early signs of Multiple Sclerosis. Afraid that he will be ineligible for his new health coverage, he contacts a benefits planner through a local independent living center to get advice on what next steps to take. The benefits planner helps Mike plan ahead for his possible disability by helping him get signed up for health coverage, long-term disability insurance, and life insurance.

You may find some similarities between Mike’s experiences and your own. If you have questions about anything you read in Mike’s story, contact your local benefits planner.

Meet Mike
Age: 42
Employment: Journalist
Income: $42,000 annually
Assets: $10,000 in a 401(k) retirement account;
$4,000 in a savings account
Disabling Condition: Brain lesions indicating Multiple Sclerosis (MS)