Other Information

  • STD benefits are taxable, but you may be able to avoid paying taxes on benefits by paying taxes on the premiums. Contact your income tax professional for more information.
  • STD policies will subtract any assistance you’re getting from other insurance programs. So, for example, if your benefit is $500 a month and you begin to receive an SSDI check for $100 a month, your STD benefit will be reduced to $400 a month.
  • Some employers require that you participate in their retirement fund in order to be eligible for STD benefits.